Terms & Conditions

This platform operates as The Academy and is responsible for customer service and complaints for every purchase made on this site.

Contact: WhatsApp only, via the button on the "Contact us" page.

The Academy is an online preparation programme in financial planning and analysis, delivered as interactive lessons inside the platform, together with PDFs, formula sheets, key terms and quizzes, and flashcards, Excel workbooks, cases, mixed reviews and a final mock exam according to the plan purchased.

The content is educational in nature. The programme is entirely independent of the body that awards the credential, is neither affiliated with nor endorsed by it, and does not guarantee an exam result.

By creating an account or completing a purchase you confirm that you have read, understood and agree to these terms in full. If you do not agree, do not use the service. You also confirm that you are at least 18 years of age and have the authority to bind yourself, and where applicable your organisation, to these terms.

Subject to your compliance with these terms, we grant you a limited, personal, non-exclusive, non-transferable and revocable right to access the content of the plan you have purchased.

You may not:

• —copy, download or capture the lessons by any means beyond what the platform provides, or circumvent its technical protections
• —share your login credentials or allow anyone else to use your account
• —resell, redistribute, publish, sublicense or use the content in commercial training
• —reverse engineer any part of the platform or attempt to reach content outside the scope of your plan

Any breach of the above is a material breach entitling us to suspend access immediately without a refund.

You agree to use the platform for lawful purposes only. You must not:

• —use the service for fraud or any unlawful activity
• —probe, scan or test the vulnerability of the platform or breach its security measures
• —introduce malware, viruses or other harmful code
• —use automated means to scrape content or data from the platform

An account is personal to one user. You are responsible for keeping your credentials confidential, for all activity carried out through your account, and for the accuracy of the information you give us. If we detect account sharing or use by more than one person, we may suspend it.

Card payments are processed by Lemon Squeezy, which acts as reseller and merchant of record for the order. Bank transfer remains available as a second option. We never ask for or store card details.

• —Prices are shown in the currency of your country's price list, and the payment is a one-off charge that does not renew automatically
• —The price shown is the final price, and any tax your country requires is already included. Lemon Squeezy appears on your statement as the seller
• —Access is activated as soon as the payment is confirmed
• —Refunds are governed by the refund policy published on this site

• —All lessons, files, terminology, questions, cases and the platform design are owned by The Academy
• —The materials may be used for personal study only
• —The materials may not be reproduced, presented in training, sold, or presented as your own work

To the fullest extent permitted by applicable law:

• —our aggregate liability for any claim is limited to the amount you actually paid for the plan
• —we are not liable for indirect or consequential damages, including lost opportunity or professional loss
• —we are not liable for the outcome of any professional exam or career decision based on the content
• —nothing in these terms excludes liability that the law does not permit to be excluded

You agree to indemnify and hold harmless The Academy from any claims or losses arising from your unlawful use of the service or your breach of these terms.

The service is provided on an "as is" and "as available" basis. We make reasonable efforts to keep the platform running but do not guarantee uninterrupted or error-free operation, and we may modify, improve or replace parts of the content and platform provided this does not reduce the substance of what you bought.

We may suspend or terminate your access if:

• —you materially breach these terms
• —you share your account or attempt to copy or distribute the content
• —a security or fraud risk, or a payment dispute, is identified on your account

On termination for breach, access ends immediately without a refund. If we end the service for a reason attributable to us, the remaining value is refunded on a pro-rata basis.

These terms are governed by the laws of the Arab Republic of Egypt, and its courts have exclusive jurisdiction over any dispute arising from them.

Neither party is liable for delay or failure resulting from events beyond its reasonable control, including outages at hosting or payment providers.

We may amend these terms, and amendments take effect once posted on this page. Amendments do not apply retroactively to a purchase completed before they were posted.